Cessna Employees Credit Union

Credit Card Application

CECU's Platinum MasterCard

Low interest rates, No transfer fees, 1% Cash Rewards, and More!

Cessna Employees Credit Union Platinum MasterCard® Credit Card brings you the spending power you need coupled with convePlatinum Credit Cardnience, security, and exceptional benefits.

  • 3.99%APR introductory rate for the first 6 months
  • Super low fixed rate starting at 7.90%APR
  • 1% Cash Rewards
  • No balance transfer fees and no annual fee
  • Credit limits up to $10,000
  • $1,000,000 Travel Accident Insurance    
  • 24 hour fraud protection and free online account access
  • Exclusive Platinum Smart Shopper Benefits Guide
  • Additional 2010 Benefits: Mastercard Platinum Benefits Guide


You can start saving immediately with our low 3.99% introductory APR*.  Transfer other high rate credit cards to your CECU Platinum MasterCard and start saving today!

To apply for a Cessna Employees Credit Union Platinum MasterCard, just print our Credit Card Application, complete it, and return it or FAX it to one of our Loan Departments: Mid-Continent FAX - 316.517.7668, Pawnee FAX - 316.831.4958, and
Independence FAX - 620.332.0232. Want to learn more? Read our Credit Card Agreement.

We know you will love your CECU Platinum MasterCard!

* Promotion Annual Percentage Rate is in effect for purchases and balance transfers for the first six billing cycles, after which the rate will return to the regular card rate which may vary. Full disclosure of credit terms available on request. No minimum finance charge.

 

Online Access to Your CECU Credit Card Account - GoToMyCard.com!

   

 

MasterCard SecureCode - Protection for Your Card - Enroll Today!

MasterCard SecureCodeMasterCard SecureCode is a service from MasterCard® and CECU that provides greater peace
of mind when you shop online by providing added protection against unauthorized use of your enrolled card. Click here to enroll now!

 

For Customer Service or Lost / Stolen Cards, Call Card Services: 1.800.442.4757

 

IMPORTANT CREDIT CARD DISCLOSURE

The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of 05/06/2010. You can call us at (877) 855-4228 or write us at Cessna Employees Credit Union, P.O. Box 7704, Wichita, Kansas 67277 to inquire if any changes occurred since the effective date.

 

IMPORTANT CREDIT CARD DISCLOSURE   

Interest Rates and Interest Charges

Annual Percentage Rate

(APR) for Purchases

3.99% introductory APR for the first 6 months.

 

After that, your APR will be 7.90%, 11.75%, 13.75% based on your creditworthiness.

APR for Balance Transfers

3.99% introductory APR for the first 6 months.

 

After that, your APR will be 7.90%, 11.75%, 13.75% based on your creditworthiness.

APR for Cash Advances

3.99% introductory APR for the first 6 months.

 

After that, your APR will be 7.90%, 11.75%, 13.75% based on your creditworthiness.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on purchases if you pay your entire balance by the due date each month.  We will begin charging interest for cash advances and balance transfers on the transaction date.

Minimum Interest Charge

None

For Credit Card Tips from the Federal Reserve Board

To lean more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.

 

Fees

Annual Fee

None

Transaction Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction

 

None

None

1% of each transaction amount, if the transaction involves a currency conversion.

1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion

Penalty Fee

  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment

 

$20 if payment is 5 or more days past due.

None

$10

How we will Calculate Your Balance:  We use a method called “average daily balance (including new purchases).”  See your account agreement for more details.

Loss of Introductory Rate: We may end your Introductory Rate and apply the Penalty APR if you make a late payment.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.